Finance Health Rural Development

Who is eligible for Ayushman Bharat Yojana?

Ayushman Bharat Scheme will envelop over 10 crore poor and vulnerable families, providing cashless coverage of up to Rs 5 lakh per family per year for secondary and tertiary care hospitalization.

Prime Minister Modi’s flagship Ayushman Bharat Yojna will cover over 10 crore poor and vulnerable families providing cashless coverage of up to Rs 5 lakh per family per year for secondary and tertiary care hospitalization. This will be the world’s biggest government-funded health care programme.

Each person listed in the Socio-Economic Caste Census (SECC) database will automatically be enrolled in the yojana. While the beneficiaries can avail advantage in both public and impaneled private facilities, the payment for treatment will be done on the package rate (to be defined by the government in advance) basis. “It is important to ensure that we free the poor of India from the clutches of poverty due to which they cannot afford healthcare,” Modi said.

SECC study was taken as a base to calculate the number of beneficiaries under the scheme which would be rolled out from September 25, on the birth date of Pandit Deendayal Upadhyay as announced by the prime minister. This Yojana stands to benefit 50 crore Indians by providing them the cashless cover of up to Rs 5 lakh per family per year without any premium. “It is high time we ensure that the poor of India get access to good quality and affordable health care,” Prime Minister Modi said. According to the SECC study in 2011, there were in total 24.49 crore households out of which 17.97 crores were rural households and 6.51 crore were urban households.

People who are eligible to get advantages under the Ayushman Bharat scheme are as follows:

In Rural areas

  1. Households living in an only single room with Kucha walls and Kucha roof.
  2. Family with no adult member between age 16 to 59
  3. Female-headed family with no adult male member between age 16 to 59
  4. Family having at least one disabled member and no able-bodied adult member
  5. SC/ST Family
  6. Landless families deriving a major part of their income from manual casual labor
  7. Families without shelter
  8. Destitute/ living on begging
  9. Manual scavenger households
  10.  Primitive tribal troops
  11.  Legally released labor

In Urban areas:

The following occupational category of workers are automatically included in the list

  1. Ragpicker
  2. Beggar
  3. Daily Worker
  4. Street vendor/ Cobbler/hawker / Other service giver working on streets
  5. Construction worker/ Plumber/ Mason/ Labour/ Painter/ Welder/ Security guard/ Coolie and another head-load labor
  6. Sweeper/ Sanitation worker / Mali
  7. Home-based worker/ Artisan/ Handicrafts worker / Tailor
  8. Transport worker/ Driver/ Conductor/ Helper to drivers and conductors/ Cart puller/ Rickshaw puller
  9. Shop worker/ Assistant/ Peon in small establishment/ Helper/Delivery assistant / Attendant/ Waiter
  10.  Electrician/ Mechanic/ Assembler/ Repair worker
  11.  Washer-man/ Chowkidar


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